Sunday, December 25, 2011

Goodbye 2011, Hello 2012!


The application season is entering the final stretch! As we finish up the year don't forget to take a break to spend time with friends and family. They are more important than the Common App. Also give some black and white movies a chance, they are better than the Common App too.

Wishing everyone a great 2012!

Monday, December 19, 2011

December Decisions

Source: etsy.com via pinkleo on Pinterest

I've been trying my best to come up with a fun youtube explanation of the different EA/ED decisions like last year, but with so many copyright issues and videos unavailable, I've come up short. So, just a post will have to do.

There are three outcomes to any admission application: admit, defer/waitlist, and deny. Defer is what happens in an EA/ED round and waitlist is what happens in the regular round.

With an admit, for an ED school, the game is over. It means you will be enrolling at that school and you need to withdraw all of your other applications. There is no room for financial aid comparison and I can't, ethically, allow you to pursue any other schools if you have been given a spot via ED. To withdraw, you will most likely need to contact each of the other schools you have already submitted applications to, in writing, and say that you want to withdraw your application. No need to explain more, they know people apply ED. If you were smart and held off on pressing submit then your job is even easier, just clean up your Naviance account and send in your deposit.

If you were denied, this is a time to mourn. It is never fun to get bad news and I sympathize with how disappointed you must be. All you can do though is view it as a blessing in disguise. It means you were not meant to go to that school anyway and that you should focus your efforts on finding a better fit for you. At least you can go to bed knowing that you put your best foot forward, made your intentions clear, and gave yourself the best chance of being admitted.

Being deferred can be actually be more challenging than being denied, because it means you have to still cling to the hope that you could be admitted during regular. What you should do is be sure that you've emailed me about adding your name to the mid-year grade report list (so I will know to send your senior grades in January) and then focus your efforts on the rest of your applications. Next month, I also encourage you to contact the schools where you were deferred and send them a note letting them know of your continued interest (assuming that is that you have continued interest. If you were deferred from a school you really don't plan on going to anyway, this step is not necessary).

Tons of deadlines are coming in January, so the time is now to really get focused and finalize all essays and apps. Remember, if you need something sent in prior to break, get it to me asap. But yes, it is FINE to have me send something the week we are back even if the deadline was January 1. Deadlines are for students. School documents can come in during a short window after the deadline without penalty.

Remember, start gathering financial paperwork now, the FAFSA goes live January 1!

Tuesday, December 13, 2011

PSAT

The 11th grade has now been given their PSAT scores - I hope the assembly was informative and helpful. Below is the follow up email sent out to all students:

- The PSAT is out of 240 points, there is no official 'good' score, but the percentiles can help you see if you feel your performance is a good representation of your ability. Instead of seeing scores as 'good' or 'bad' consider if you made progress from your 10th grade PSAT and if you think you can make any additional progress for the real thing.

- Utilize the free resource www.collegeboard.com/quickstart with your personalized access code (from your score report) to get individualized test prep, personality test, career inventory, and college research.

- Compare your PSAT score to a mock ACT score and see what test you did better on. Then register for the real test to be taken in the spring of your Junior year. Register now because testing centers will fill up FAST. Go to www.collegeboard.com if you plan to take the SAT, go to www.actstudent.org if you plan to take the ACT. Never tried the ACT? Contact a test prep company to see about a free or low cost diagnostic exam.

- ElRo will be having one more $5 practice SAT opportunity on Saturday, January 21. If you are interested, register at www.revolutionprep.com.

- The two best ways to improve your scores are: taking repeated practice tests and reading high level books outside of class to improve your vocabulary and reading comprehension. If you decided to enroll in a test prep course, you should do so in the spring of your junior year or the summer between your junior and senior year. You should plan to take whichever exam you are better on (ACT or SAT) TWO times between now and November of your Senior year. You can pick which two administrations work best for your study plan and schedule. Not everyone needs to take a class, you may also want to explore buying a prep book (or getting it from the library), doing your own online practice at my college quickstart, or getting a private tutor.

- If you qualify for free or reduced lunch then you can take the ACT/SAT two times for free. See me for the waiver code numbers so you can register online.

- I have practice booklets for the exams available in my office. Remember, register for your exam(s) now!

A few other things we didn't talk about today but are still important:

- If you are an ACT person - meaning you did better on the ACT- remember to always register WITH writing. Some schools require it so better to just have it on there in case.

- Use your percentiles as a guide to see if it makes sense for you to be taking SAT Subject Tests. Some of the most selective schools in the country ask for 2-3 subject tests in addition to the SAT. Some schools allow the ACT with writing to replace the SAT Subject Tests, but if you are not an ACT person then you probably want to get some subject tests done in June of your Junior year (since you'll be finishing up the courses where you may want to take a subject tests, like for example US History or Physics). Keep in mind though that only students that feel they are going to be competitive applicants in a highly selective pool should focus on worrying about subject tests at this time. Translation: if your main PSAT/SAT score could use improvement, aka you are not in a top percentile, focus on that instead of subject tests. Not sure if the schools you are thinking about require the exams? Just check the school's Admissions website, all requirements will be listed there.

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Wednesday, December 7, 2011

FAFSA Info Night Wrap Up


Thank you to Anthony Becker for, once again, generously sharing his expertise with our students and families in regards to the FAFSA line by line presentation last night. I know the material can be difficult and overwhelming to hear at such a fast pace and going straight through, but just being there hopefully helped everyone pick up a few key points about filling out the form. If anyone has additional questions and feel they could benefit from a sit-down meeting with Mr. Becker (who is a Certified Financial Planner) you can call him at 914-722-1777 to schedule an appointment. Please keep in mind that he is very busy so you should call soon if you want to see him.

Here are the key highlights that would want to reiterate:

- If you don't apply for aid, you can't get it. It is in most people's benefit to at least apply. Worst case scenario, you don't get aid, but best case scenario you could qualify for something you were not expecting. The usual cut off for income for a family to get need based aid with one person in college is about $220,000 of income, or less, per household. Some schools won't give merit aid if you don't fill out the FAFSA though, so again, it is smart for everyone to try.

- Evaluate your assets to see if there is a way to shift money out of the certain categories that work against you into other categories that will not. For example, if you have lots of money in a savings account but also have lots of credit card debt, it is normally advisable to pay off the credit cards and lower the amount in savings because colleges won't factor in the credit card debt when making the financial aid package and the interest rate on consumer debt is much higher than that of a student loan.

- 529 accounts are, in Anthony's words, 'sticky.' Most families do not benefit from having them because to the government and the college that is money that you have already set aside to pay for school, they are going to ask you to use those up first before giving you additional aid.

- The FAFSA is filled out by the student for the household they live in. If your parents are divorced, you should fill it out for the home you live in the majority of the year (there are 365 days, you have to live in one place more of the time). The other parent will not be considered for the FAFSA. However, the more generous schools will normally also ask you to fill out the CSS Profile. This document will ask for your non-custodial parent information. Every school is different in how they analyze these forms and every family is different in how they are evaluated by these forms (for some families, the FAFSA will show a lower Estimated Family Contribution, or others the CSS will give a more accurate number for what a family can afford).

- Identity is huge for the government. You MUST use the exact name and spelling listed on your Social Security Card (and same goes for parents). If you don't, your FAFSA will be taken off the 'conveyer belt' (And that just means delays for you and other people getting packaged before you. Not ideal.)

- Pay attention to the wording on the form. The form is meant to be filled out by the student - so if a parent is doing it for the child be sure to remember if you are wearing the student hat or the parent hat for each section (the form asks for information about both people).

- Do. Not. Lie. On. These. Forms. Fraud is serious. It isn't worth the risk.

If you have questions and don't decide to use a certified financial planner to help you, there is a FAFSA help line at 1-800-433-3243 and a FAFSA web help section at: https://fafsa.ed.gov/help.htm

The form will go live for seniors January 1. Be sure you are filling out the 2012-2013 form because that is the SCHOOL YEAR when you'll be in school. The CSS is availiable now if your school requires it. You do have to pay for the CSS but the FAFSA is free. Never go to any FAFSA website besides the .gov one. The others are scams.

Thursday, December 1, 2011

December is Here!


December is here! How is this possible? For seniors, there are many tasks I would recommend at this point in the year. Starting with: are you where you need to be with your applications? At this point, ALL public school applications should be submitted (including CUNY, SUNY, and out of state public schools). Don't forget the supplements! For regular decision private schools, you technically have until the deadline to submit, but I don't recommend putting it off. There are other Financial Aid related tasks for the coming weeks, so get the applications in and done with. Were you an EA/ED applicant? If so, remember your work isn't done. You'll find out in a few weeks if you got in or not and in case the news isn't want you want to hear, your other apps need to be complete and ready to submit so you can do it without having to go back and edit your essay or fill in your activities.

Already submitted items? Now what? I recommend calling the admissions office at each of the schools where you applied and asking them the "status of your application." This is admissions lingo for "did you get all the required items that I sent you like: my payment, my application, my letters of rec and my test scores. (**Note: many schools now have online portals where you can see the status of your application, if they have that, no need to call, just log in online and see if it says everything is complete). If any one of these items is missing, we want to get it to them asap. Most offices will take about 10 business days to process items, so if you just submitted a transcript request form Monday and I sent your items out Tuesday don't call Wednesday and be surprised if they say your transcript is missing. At the same time, don't wait until December 13th to call that EA school that we sent items in to back in October. Errors and glitches happen, just don't let them happen to you.

Curious to know if I've processed your request? Don't email me, just log in to Naviance and check the office status column. 'Initial Materials Submitted' means your requested items were sent.

What happens if you call about your status and something is missing? First line of defense: tell them how you applied. Was it via Common App? If so, they need to check their processing department because your items were sent electronically via a company called Docufide. Was it a SUNY school where you used the SUNY app? If so, they need to check the SUNY Central Guidance Portal (they will know what that is) because that is where I've uploaded your documents. Was it a CUNY school? If so, they need to have your correct OSIS number and test scores. Next line of defense: confirm with them your identifying information. If you applied with one name but your transcript or test scores says a different name (due to a hyphen, nick name, or a middle name, etc) that could be causing the issue.

Items still missing? Find out from them if there is a FAX NUMBER or EMAIL ADDRESS where I can submit the items. Then email me that fax/email address and tell me what I need to re-send. The last resort option is re-mailing things in on paper (= weeks of processing- yuck!).

The next phase of this process is Financial Aid - if your schools take the CSS Profile, you can work on that now. The FAFSA will be a task for January. Scholarships have ongoing deadlines, so feel free to apply! Remember, December 6th is our FAFSA night at 6 pm.

Monday, November 28, 2011

FAFSA Info Night - December 6



Our annual FAFSA information night is coming on on Tuesday, December 6th at 6:00 pm in the Auditorium. The FAFSA is the Free Application for Federal Student Aid that is required in order to get financial aid for college. Seniors and their parent/guardians are strongly encouraged to attend if they plan to file for financial aid. Juniors and their parent/guardian are also strongly encouraged to attend because it is often too late to move assets around if you wait to learn about how the FAFSA works during the fall of senior year. Knowledge is power so come learn about this important form so you won't be scared of it!

FAFSA basics:

- The FAFSA is free. Never, ever, ever pay a website or company to submit this form on your behalf.
- The FAFSA is not a scholarship granter. All the FAFSA does is allow college Financial Aid offices to see your family's financial profile and what the government thinks your family can afford to pay toward college (aka the Estimated Family Contribution, EFC). Each school can interpret and award scholarships at their discretion using that same EFC from the FAFSA.
- The FAFSA should be filled out in January of a student's senior year. It is not yet available and won't be until January 1. Most schools need it submitted no later than February.
- The FAFSA must be filled out each year a student is requesting aid. Otherwise how would a school know that your family won the lottery or that a parent lost a job?
-Everyone should file a FAFSA, even if you think you won't get lots of aid. At most private schools a family income needs to be over $250,000 per year in order to be ineligible for need based aid. And even for families in that scenario, the FAFSA can at the very least help you to qualify for an interest free loan from the government which can be a nice way to spread out the cost. Plus, many schools require a FAFSA be filed even for merit aid.

See you December 6!

(ps the link above is a little 90s throwback that makes the cut for this post because of the iconic 'money dive' at 19 seconds, woo ooh!)

Monday, November 21, 2011

MP1 Grades

MP1 Grades came out on Friday. I hope that any cases of Senioritis have been fought off with lots of Vitamin C and rest, because high school lasts for four years and dramatic changes in the last year can mean not such good things when it comes to college admissions.

MP grades do not appear on ElRo transcripts. Only final grades will be added to transcripts in June. Therefore, if your college needs to see your senior grades, you need to check the 'mid year grades' box on the transcript request form. If checked, I will add you to my list to send your MP1 and MP2 grades in January (because January is mid-year). Be aware that attendance, lateness, and teacher comments can be seen on the report card. Be sure you are proud of all elements, not just your grades.

If you need MP1 grades sent to an EA or ED school, please confirm with me via email that I have that noted on my list. I plan to work on mailing out the EA/ED grades today for those that requested it. We can't guarantee that the school will get them in time, but we can certainly try. Not every college will consider senior grades (ie University of Maryland) and others still require mid year grades (ie Syracuse University) so just be sure to check the college's website to review their individual policy.

Keep working hard as we enter MP2 - the finish line is getting closer every day!

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Tuesday, November 15, 2011

November halfway over?!


Crazy as it is - we have reached the halfway point for November so application completion should really be going full force for all seniors. Below are the reminders and tips I would give to all seniors during this time:

1) The time to apply for CUNY, if you have not already, is now. Don't dilly dally, just do it. Flat fee of $65 for six campuses. Be sure that your list includes some options where you are in range profile wise (translation: don't only put Baruch and Hunter if your grades or SAT are lower than their averages). There is no essay and all you have to do for your transcript to be sent over is enter in your OSIS number (school ID number). No excuses for this not to be done already. If you are applying via Macaulay Honors you have until December 1, so get going if you haven't already!

2) The time to apply to public schools (SUNY and out of state) is now. I recommend getting public school applications submitted by Thanksgiving.

3) Clean up your Common App and only have colleges listed in your Common App account where you actually plan to apply. A new feature on Naviance this year syncs your Naviance list and your Common App list. Sounds great, until you realize that the Naviance list all of sudden has 17 schools because the student has 8 'maybes' in their Common App account. Fine for the interim, just be positive that you delete the schools from the Common App once you rule them out and also remove them from your Naviance list if they are lingering there.

4) I recommend a maximum of 10 schools, but many students ignore the first part and just hear the 10 part. Don't feel pressure to apply to 10 just for the heck of it. Be thoughtful about your list. As long as you have balance: some reach, some target, some likely that you LIKE your list is fine as it is. I only applied to four schools and I survived.

5) Don't forget to order official score reports from the testing company.

6) Even if you applied EA or ED to your top choice schools, you should still be working on your other applications right now. We hope, of course, that you'll be admitted EA/ED, but in case you are deferred or denied you want the other apps to be totally ready to go so you don't have to work on them when you are still mourning the disappointment of the EA/ED decision. Trust me, you won't regret it.

7) Breathe. Repeat. And in the words of my fourth grade teacher: when in doubt, read the directions.

(Image is of Kenyon College - how gorgeous!)

Thursday, November 10, 2011

Thank you University of Pennsylvania and Dr. Amy Gutmann!

Dr. Amy Gutmann, Penn President

What an exciting day for ElRo! Our 11th and 12th grade students were lucky enough to have an assembly with Dr. Amy Gutmann, President of the University of Pennsylvania. It was so thrilling to have a higher education professional of such prestige visit our school and it was a great opportunity for our students to hear from such a fabulous speaker. Dr. Gutmann highlighted her hope that students can use college as a time to pursue their passions. She also discussed how important it is to seek out schools that are both high quality and affordable - a message I certainly support! (University of Pennsylvania, under her tenure, has been at the forefront of being generous with Financial Aid so that any admitted student can attend without needing to take out loans).

After the assembly, Dr. Gutmann was interviewed by Audrey C. (stay tuned to hear all about the interview). Many thanks to everyone from University of Pennsylvania for making today happen! I am so proud of our students and school!

Update - Check out the coverage of this event on the NY Times The Choice Blog

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Tuesday, November 8, 2011

You're Invited

42-20042094 by mylifemix
42-20042094, a photo by mylifemix on Flickr.
Attention all 9th, 10th, and 11th grade students and Families:

You are invited to a 'What to Expect From the College Process' Q&A on Wednesday, November 9th at 6:00 pm in the Auditorium. This event is designed to help give you some information now, since the first formal introduction to the College Process won't happen until the spring of a student's Junior year. Students are welcome to come without parents/guardians and parents/guardians are welcome to come without students.

Please come ready to ask questions!

Tuesday, November 1, 2011

NSC/FAFSA Opt Out

Keep Out

It is time once again for the FAFSA/NSC opt out form - available here and blogged about last year here.

What does it mean? The short version is: the government wants to track more accurate data about two things- how many students successfully apply for financial aid (by filing a FAFSA) and how many students enroll in college and what their outcomes are (data compiled by a service called National Student Clearinghouse).

According to the Federal government, all student data is fair game for inclusion UNLESS the family fills out one of these opt out forms. So, if you don't want your data included, you need to submit a form. If you are ok with your data being included, you don't have to print and fill out anything. There is no penalty for opting out and also no incentive for opting out - it is 100% your decision.

If you don't have a printer, Ms. Feldman has hard copies in her office. This opt out form is due back to Ms. Feldman by November 23 so she can enter the data into the computer system.

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Saturday, October 29, 2011

BRRRR

Snowy Pumpkin by MCScola
Snowy Pumpkin, a photo by MCScola on Flickr.

Has there ever been better EA/ED deadline weather? I just checked. No, no there has not.

Tuesday, October 25, 2011

How to Submit a Transcript Request

Step 1 - Submit your application. I cannot process requests for applications that are not yet filed. This is both to be efficient with  my time AND to make sure that when I send your documents, they have somewhere to go once they reach the school.

Step 2 - Complete a Transcript Request Form

Transcript Request Forms can be printed from the website or picked up in hard copy in the Guidance Office in the bin next to the light switch. 
All the steps for the form are listed on it. Read it fully prior to submitting it so you don't miss any steps. This form will remind you to order your official SAT or ACT score reports for schools that require them and will ask about things like which teacher letters you want sent, if you qualify for a fee waiver and need me to submit it, or if you want your mid-year senior grades sent in January (some schools require this, others you can decide if you want them sent. You can also request this later, so long as you email me the request in writing in early January.)  A parent signature is required for this form if you are under 18. Please complete this step with care. Don't just blindly check every box. I've already been getting some with the names of Guidance Counselors on the teacher lines or the Common App box checked for schools that are not even on the Common App. Be mindful!

Step 3: Be sure Naviance is up to date. 

This is listed on the form, but just to remind you, there are a few things you need to do in Naviance for me to process your request.

-- Be sure the colleges is listed in the 'Colleges I'm Applying To' tab. This tab will look like this:

-- Be sure you click the 'have you applied?' link and indicate the correct round of admission (EA/ED/RD etc) and method of application (Common App or not). When you do it will bring up a screen that looks like this:


Both of these Naviance steps need to be completed in the Student Naviance account, it cannot be completed in the Parent Account.

Step 4: Submit Transcript Request Form

Put the completed form in the bin, located right underneath where you picked up the form, for me to process it. 


There are paperclips provided in the top bin (shown in picture earlier in this post) if your form and proof are not already attached. You need to submit a transcript request form for every campus you apply to, with the exception of CUNY where you can just give me a copy of the page of your application that indicates your campus choices. Because you go to a DOE school, I don't have to submit anything to CUNY via mail, they can access your grades via your OSIS number. I'm pretty flexible on what counts as 'proof' - this can be a print out of the Common App screen that shows that campus as submitted, a copy of the email that says 'thank you for applying', a proof of payment page . . . etc. Only one page is necessary, I don't want a copy of the entire app.

I will get all items out as soon as I can, but please understand that it will not always be immediate. The form asks for 2 weeks lead time mostly to give me and your teachers a chance to complete your letters. Remember, for the majority of schools the deadlines are for the students only, they will understand if school documents are not there exactly on time. If this concerns you, then I advise getting in your forms as soon as possible. We have never had a situation where a school denied a student for an issue with their school documents when a transcript request form was submitted in a timely way.

Once your form is submitted, you'll be able to see the status of your request form in Naviance. When your transcript is sent it will update to "Initial Materials Submitted."  I would then contact the college about three weeks after you see 'Initial Materials Submitted' to confirm the status of your application. Remember, once I send in the items, the college still needs to organize their incoming mail and edocuments, which normally takes between 7 and 10 business days.

Happy Applying!